4 Key Takeaways from the OCC Semi-Annual Report
The Office of the Comptroller of the Currency (OCC) released its Semiannual Risk Perspective Report, which features expert analysis of data collected through March 31, 2018. The report presents data in five main areas: the [...]
Key Tips for Effectively Measuring Interest Rate Risk
Effectively managing interest rate risk (IRR) is one of the most important and most challenging issues facing banks today. A shift in rates can compress margins and threaten the health of a bank’s balance sheet. [...]
How to Use Stress Testing to Identify Credit Risks in Your Loan Portfolio
Community banks are recommended to stress test for credit risks in their loan portfolios, especially if you have significant commercial real estate concentrations. If your bank fails to do so at least annually, it is [...]
Risk Governance – What Directors (and Management) Should Know
Staying ahead of the risk curve can feel overwhelming for most bankers today. If you are feeling more pressure to ensure that your risk governance process, primarily your risk management system, is effectively identifying, measuring, [...]